Category Archives: Mortgages
Declined for a Mortgage? Here’s What to Do Next
Being declined for a mortgage can feel like a major setback. Whether you’re buying your [...]
What Credit Score Do You Need for a Mortgage in 2026?
If you’re thinking about buying a home or remortgaging in 2026, you’ve probably asked: “What [...]
How Much Can I Borrow If I’m Self-Employed in 2026?
If you’re self-employed and thinking about buying a property or remortgaging, one of the first [...]
Can You Get a Mortgage in 2026 If You’re Self-Employed or Have Bad Credit?
If you’ve been told “no” to a mortgage in the past – or you’ve assumed [...]
UK Housing Market Outlook 2026: What It Means for Self-Employed & Bad Credit Mortgage Applicants
As we enter 2026, the UK housing market is beginning to stabilise after a challenging [...]
UK Mortgage Rates Dip Below 5% — Great News for Self-Employed & Those with Credit Challenges
Mortgage headlines are turning positive: average UK two- and five-year fixed rates have now fallen [...]
Exploring Mortgage Options for Freelancers and Contractors
Securing a mortgage can feel daunting for anyone — but mortgage options for freelancers and [...]
Joint Mortgage: Combining Self-Employed and Employed Incomes
Applying for a joint mortgage, when one applicant is self-employed and the other is employed [...]
Understanding Lenders’ Affordability Assessments for the Self-Employed
If you’re self-employed and exploring mortgage options, you’ve probably come across the term “affordability assessment.” [...]
The Return of 100% Mortgages in the UK: What You Need to Know
For the first time in years, 100% mortgages – also known as no-deposit mortgages – [...]