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Welcome to Mallard Mortgages

Specialists in Self Employed and Bad Credit Mortgages

We are a family mortgage and protection business specialising in offering personal and tailored advice. We understand how complex these matters can be and we take the time and care to make sure you fully understand the ins and outs of the process.

Let's Chat How We Can Help

We Are Mortgage Advice Specialists

Mallard Mortgages are a family run mortgage business founded by Troy and Della. Bringing years of experience together and with a growing team of mortgage advisors, we help our clients secure mortgages and their dream homes.

From our head office in Sheffield we are well placed to offer mortgage and protection advice to clients in Sheffield, Nottingham, Derby, Chesterfield, Barnsley and Doncaster as well as the wider UK.

Our team are focused on service and making the process as smooth and simple as possible.

We are speclialists in mortgages for the self employed and people with adverse credit.

Name

Our Specialist Mortgage Advice Services

Self Employed Mortgage Advice

We have access to a range of mortgage products and are experts in helping people who are:

  • 1 years accounts
  • CIS workers
  • Company directors
  • Sole traders
  • Partnerships
  • Limited companies
Self Employed Mortgage Advice

Bad Credit Mortgage Advice

Sometimes life happens we believe that everyone deserves a chance at homeownership, regardless of their credit history:

  • CCJs
  • Defaults
  • Debt management plans
  • Missed payments
  • Previous IVAs and bankrupt
  • Limited borrowing history
Bad Credit Mortgage Advice

Other Mortgage & Protection Advice

Our specialist expert advice is not limited to the above areas. We can also support you with:

  • Help to buy mortgages
  • Buy to let mortgages
  • Remortgages
  • Investment property
  • Raising money against your existing property
  • Protection
Insurance Mortgages

You’re in Safe Hands

We’re delighted to have served so many happy clients.

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Maisie Elizabeth profile picture
Maisie Elizabeth
27/02/2026
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5 star plus service from start to finish. Della was so helpful and everything was so smooth I would 100% recommend Mallard Mortgage to anyone best around and can't thank them enough - Joanne H
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Emma Short profile picture
Emma Short
18/02/2026
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Mallard mortgages, we can not thank you enough for getting us our mortgage both been self employed we thought it would be a challenge not for Della, she smashed it in a fews days, listened to everything we needed and wanted, from start to finish of our whole house move Della or Janine would often check in on how’s things were going. Thanks again highly recommended, check them out on tik tok, that how I came across mallard mortgages 🙂🙂
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Samina Choudhry profile picture
Samina Choudhry
03/02/2026
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Thankyou sooooo much to Debbie and especially Janine from Mallard Mortgages for helping me through the remortgage process and making the whole experience stress free. Janine supported us from the very first step to the last stage and she genuinely when that extra mile to help me. I would recommend Mallard Mortgages to anyone looking for a genuinely supportive and reliable service. If I could I would give them more than 5 stars.☆☆☆☆☆☆☆ Once again thankyou from the bottom of our hearts.
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Soph Will profile picture
Soph Will
28/01/2026
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I couldn’t recommend Mallard Mortgages highly enough! From the very beginning, Della was incredibly supportive—even before I was in a position to proceed with my mortgage application. She took the time to advise me, talk me through my options, and make sure I fully understood every step. Once I was ready to move forward, she was consistently available, proactive, and secured my mortgage offer really quickly. She also helped me arrange competitive pricing for my critical illness cover, which was a huge help and gave me real peace of mind. Afterwards, I was passed over to Janine as my case handler, and she has been just as fantastic. She helped me secure both contents and buildings insurance and has been brilliant at chasing solicitors and keeping everything moving smoothly. She made the whole process feel so simple and straightforward. Both Della and Janine have been friendly, approachable, and incredibly supportive throughout. I’m genuinely grateful for all their help and would happily reccomend them to everyone!
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Kaya Wright profile picture
Kaya Wright
23/01/2026
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Absolute 5* service from Mallard Mortgages. Myself and my partner have brought properties in the past and it was nothing but stressful. However, Sean made our whole property purchase so stress-free. Myself and my partner are Self-Employed, so we worried about how it would work for us, however no question was ever too much, it was just smooth sailing from start to finish. I won't be going anywhere else in the future. Sean - thank you for not making moving feel scary anymore, in fact, you made us think it it really easy. We look forward to working with you in the future!
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Sarah Gascoigne profile picture
Sarah Gascoigne
21/01/2026
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⭐️⭐️⭐️⭐️⭐️ Highly Recommended Mortgage Advisor I had an excellent experience working with Laura. She is incredibly knowledgeable, friendly, and responsive, and she made the entire remortgaging process feel simple and stress‑free. Everything was explained in a clear, understandable way, and she took the time to consider my personal circumstances and budget before talking through all the available options in detail. Laura genuinely strives to find the best deal for you. She presents choices without any pressure and makes the whole process feel relatable and manageable. After our appointment, she stayed in regular contact and provided timely, relevant updates right through to completion. I wouldn’t look anywhere else for mortgage advice. Thank you again, Laura, for your outstanding support and service.
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Chris Savory profile picture
Chris Savory
16/01/2026
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Really impressed with the service Della and Janine provided. Excellent communication throughout which made it really easy for me.
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Cam Kirkham profile picture
Cam Kirkham
12/01/2026
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Can't praise Mallard enough, they were excellent for us! We struggled to get a mortgage with high street banks due to being business owners and after having a call with Troy, he sorted us one very quickly! Lauren was great for us throughout everything and really helped us through the whole process as first time buyers. So grateful for all the help, highly recommend!
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Kyle Dunston profile picture
Kyle Dunston
07/01/2026
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Sean is a class act. Nothing was too much trouble and as first time buyers made our experience 10x better. Even went above and beyond to help us out, will be using him everytime from now on. We dealt with him for 8 months as we had houses fall through and no matter what time of day it was he’d get back to us in very quick fashion. Things you don’t see in today’s age. Would highly recommend to everyone, especially first time buyers like us who had no idea what we were doing. Would give 10 stars if I could. Thanks
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rachel burton profile picture
rachel burton
31/12/2025
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We have used Laura for a number of years now from, buying our first home and renewing our mortgage. Laura has helped us so much, during the process and legal side of everything involved. It is safe to say we will never look anywhere else. We can’t thank you enough. Emma and Rachel.

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